BizSugar.com › Employee Benefits › Providing Health Benefits on a Budget

Spiraling health-care costs have forced many small employers to reduce the benefits they offer -- or, in some cases, eliminate coverage altogether.

And there's no end in sight. Health-care costs for U.S. employers are expected to rise almost 10% in 2008, according to a recent survey by PricewaterhouseCoopers of more than 500 employers and health plans.

But small companies do have options for keeping costs in check while still providing benefits and services to employees. Here are some to consider: