BizSugar.com › Finance › First-Time Home Buyer: Mortgage and Finances Survival Kit

Managing finances can feel like a game of chess where you are a beginner and your opponent a world champion. You have to calculate every move, think in advance and make sure that every move you make is favorable for you in the long run. However, if you prepare your down payment and home insurance on time, as well as tweak your credit score and analyze your depreciation options, you will move into your dream home in no time.