As we all know smartphones have exploded in popularity and are becoming as common and important as carrying around our wallet. In fact they may soon replace our wallet. They have and continue to evolve into not only just a mobile device but a do it all companion that we rely on for just about everything. Google reported that there were 3.7 million android devices activated over this past Christmas weekend. There are several players in the game but the two heavy weights are apple with their iOS and Google with their Android system. It’s reminiscent of Apple vs. Microsoft during the personal computer era.