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OK it’s not the most original title in the world (nor, I hear you say, the most exciting subject) but this is a quick and easy layman’s guide on the big picture of accounting and some of the principles... Read More

I remember reading an Economist article in year 2000 about a possible ongoing dot.net bubble and what I can remember from that article is that I didn’t understand most of it. If you have ever read The Economist in your college years (or even in your 50s), you might know what I mean Read More

What happens when a bank is seized by the FDIC? Your money is generally safe, but you may need to wait to access it, depending on who gets charge of the bank Read More

The recession withstanding, government-backed small business loans account for billions of dollars in lending. Yet many myths and misconceptions exist as to what government-backed business financing is and what it isn’t.

This post explains away some of the myths about government loan and grants for small businesses and also helps build a picture of the available financing for which you might be eligibl Read More

Learn about the different types of bankruptcy, from Chapter 7 to Chapter 11 to Chapter 15. A look at different bankruptcy options for businesses and individuals Read More

If you are in the market for business financing you may have noticed that the SBA is tentatively reporting a healthy increase in small business lending.

However, finding the right bank for your small business financing needs can still be a time-consuming challenge.

So just who is lending? And what is your best strategy for finding and approaching a bank? Here are five tips to help you find small business friendly banks Read More

Small businesses survive on the good credit of their owners and partners. Often you first financing is reliant on the personal credit of the owner or partner. Learn how to fix any blemishes before you start your new venture Read More

A study insists use of small business credit cards was helpful in increased revenue and job creation between 2003 and 2008. But since the study was completed just before the worst part of the recession hit, we are left to wonder about the real impact of so much credit. After all, other sources insist that unpayable loans and low customer spending led many businesses to close. I wonder if any of them had run up big bills on their small business credit cards. Read More

It happens way to often - your tax CPA tells you that you should have talked to them sooner and you could have saved taxes. Here are 4 tips reduce your taxes through tax planning Read More