The mortgage credit crunch has spilled over into business lending as local banks are less risk-inclined than they used to be and credit is harder to come by for businesses, U.S. Small Business Administration officials said. The number of SBA-backed loans from banks has trended down as banks toughen their standards and small businesses are more cau
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Banks tighten lending standards for business loans


From http://www.msnbc.msn.com 4722 days ago
Made Hot by: on February 19, 2008 1:37 am
Joel Spolsky talks about how to bootstrap your business with no cash


From http://www.clubenetwork.com 4729 days ago
Made Hot by: on February 11, 2008 5:22 am
This is an excellent interview with Joel Spolsky of Fog Creek Software about how to bootstrap your business without taking money from a venture capitalist. Joel gives excellent advice for the majority of entrepreneurs who will start their companies up without being backed by a venture capitalist.
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Raising Capital in an Economic Slowdown


From http://www.businessweek.com 4734 days ago
Made Hot by: on February 7, 2008 6:17 am
Raising capital is difficult under normal conditions, and a tight credit market and fears of an economic slowdown have made the challenge harder. Unproven early-stage companies could face a tough time finding funds from informal investors who are less willing to take risks in an unsteady economy. Firms looking for equity investments should expect
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Peer-to-peer lending gaining steam


From http://www.newsobserver.com 4736 days ago
Made Hot by: on February 6, 2008 1:21 am
Make way for peer-to-peer lending - where anyone with Web access can be a banker and small business owners are finding a new way to raise cash. The industry is still in its infancy, but has been catching fire as major players enter the market. The UK's Zopa - considered the grand-daddy of the niche - launched its U.S. operations in December, Cali
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Perfect credit not needed for business lender (w/video)


From http://www.chron.com 4746 days ago
Made Hot by: on January 27, 2008 6:30 pm
All Monique Walker needed was $5,000 to rebuild her business in Houston after Hurricane Katrina. But the banks said no. Arga Bourgeois needed $10,000 to expand her store, the only health food outlet in her black neighborhood. But the banks said no. Both women found help with Acción Texas, a nonprofit lender that provides microloans to startups or
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Community banks have edge in small business loans


From http://www.murfreesboropost.com 4751 days ago
Made Hot by: on January 22, 2008 2:54 am
Community banks often have the edge in securing small-business clients because of the personal attention they can provide and the knowledge they have of their market; many have bankers who have worked in the same market for more than 30 years. These types of banks offer a full range of services and are able to make decisions locally, based on the
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Discover what VC firms are really like


From http://www.businessweek.com 4758 days ago
Made Hot by: digitalsmash on January 14, 2008 7:11 pm
This is about the guy who started TheFunded.com, a Web site that lets entrepreneurs anonymously rank, review, and post comments about venture capital firms. Not only can you use the site to find VC firms, but you'll get the inside scoop of how they'll treat you.
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Financing: Follow the Lead


From http://www.entrepreneur.com 4764 days ago
Made Hot by: on January 10, 2008 2:04 am
Finding investors is hard work. Entrepreneurs who have been through the process a few times, like Todd Parsons, 40, co-founder of San Francisco-based BuzzLogic, will tell you it's the hardest part of running a business. For Parsons, who co-founded BuzzLogic with Jeff Glover, 40, and Mitch Ratcliffe, 45, finding venture capital to turn the consult
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A P2P Lending Alternative


From http://www.smallbizresource.com 4782 days ago
Made Hot by: on January 2, 2008 10:37 pm
There are banks and credit unions and loan sharks. Now you can add a new funding option to the list and it's one that small businesses, with good solid credit, may find extremely beneficial. Simply, the Lending Club uses social networking to hook lenders and borrowers together. It's like the Match.com of credit. Those with good credit reports ca
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Smaller Business Will Increasingly Bypass Traditional Funding Methods


From http://bmighty.com 4782 days ago
Made Hot by: on December 30, 2007 11:32 pm
How will small and midsize business fund their IT spending next year? Don't be surprised if many turn to online peer-to-peer (P2P) lenders. P2P lending will continue to surge in 2008, even as the economy teeters on recession. According to the Wall Street Journal,"Roughly $100 million in new person-to-person loans will be issued this year [2007],
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