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Learn how to raise capital as a private lender, by letting your money work for you. This is a realistic way to start investing in paper assets, even if you only have less than five hundred dollars to play with. Read More

With all of the appealing offers out there, it’s no surprise that people often sign up for recurring payments they eventually forget about. Take five minutes to review recurring charges that you may have forgotten about, and see how much money you can save! Read More

Launching a business is an expensive undertaking, and one that often requires a well-used credit card. To save some money this year, why not give your credit card company a call and see if you can negotiate a lower interest rate or annual fee. Read on for some tips to get you started: Read More

There are many different ways for a small business to grow, and they all have their own benefits. Here is a look at some of the most common varieties and their applications. Read More

Debt Service Coverage Ratio compliance often is required or necessitated by covenants in a bank loan agreement. A bank loan covenant regarding the debt service coverage ratio will specify the amount of income a business and/or its guarantor must generate relative to the debt principal and interest Read More

You probably didn’t start your business with dreams of making collections calls, but learning to handle them effectively and in a way that best ensures positive results is a great skill to have in your entrepreneurial toolkit. Read More

In 2011, Seth Quest raised $35,000 via Kickstarter for his product the “Hanfree,” an intelligently designed hands-free iPad stand. Unfortunately, in the campaign’s aftermath, something went wrong. Quest could not create his product nor ship the incentives, leaving one backer, Neil Singh, who donate Read More

Firstly, as a word of warning, be wary of third-party crowdfunding promotion services. Paying a few hundred dollars for a “guaranteed” success sounds suspect most likely because it is. When campaigns fall into a rut, such services may appear to be the quickest solution, but often this leads to was Read More

Excellent PBS report on the disruption to small business after the failure of local banks. This has been, alas, a common scenario in the past few years, but let’s hope with the signs of economic recovery evident, this will become much rarer over the next few years…. Read More