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After reading the book How Come That Idiot’s Rich and I’m Not? I’m totally committed to setting up my own business. One of the requirements for that is to have a business account with someone like Paypal, because its very easy to handle all your online invoicing and payments. Paypal is secure, reli Read More

I'll put that question to you in another way; Would you rather have the abilty to pay your car or truck payment, or not pay your car or truck payment, and end up having something real special happening in your... Read More

You're throwing your money right down the drain if you spend your money on this. Especially if you're a new franchisor. If you're a new start-up franchisee, forget about it; you're going to need to focus on making it through your 1st year. That's where you need... Read More

Unemployment can drastically change your finances — obviously. And with this drastic change comes a need to tweak your budget. Even if you have an emergency fund with a good bit saved up, it is still a good idea to tweak your budget. Read More

Inflation is relatively sneaky. You don’t see it in your taxes, and you don’t write a separate check for it. Instead, inflation manifests itself as a subtle reduction in your purchasing power. Read More

With corporate profits rising and consumer confidence showing increases as well, it seems that the economic recovery is finally beginning to take hold. But does that mean consumers are ready to start spending? Not necessarily. Read More

Independent businesses may find themselves at a disadvantage, however, once large corporations catch up and resume luring candidates with hefty salaries. Instead of trying to beat large employers at their own game, small companies can stand out by offering innovative benefits and perks that suit th Read More

Many small businesses both use and extend credit to facilitate customer purchases. Studies by both the Federal Reserve and the National Federation of Independent Business (NFIB) show that more than 60 percent of small businesses rely on trade credit. Read More

The Receivables Exchange has sometimes been compared to factoring, but it differs in a number of key respects. For one, the Exchange opens up the sale of receivables to multiple buyers in a real-time auction. Instead of going to one factor for working capital, the Exchange introduces you to several Read More