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The most basic of money management principles is to make sure that you have more money coming in than you have going out. Read More

When you are paying interest, it means that your money is making someone else rich with interest working for them instead of you. The key to making interest your ally is setting things up so that you are that someone else. Read More

Money management and financial advice about creating a will, appointing an Executor, finding a good lawyer and an insurance agent help you to prepare for the conversation with your heirs. Read More

How many times have you heard someone say “investing is risky”? Someone decides to jump into the market following a hot tip, but soon after they put the money down they lose it all when the market takes an “unexpected” dip. They got burnt once, and so they will never try it again, complaining tha Read More

Negotiating with suppliers is a fine art almost akin to walking a tightrope, and it is impossible to become a success till you master it.
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I have been a saver from my childhood. My parents had just joined their jobs and they had to spend a huge amount of sum in building our house. They didn't have enough money and they had to take a huge loan from a bank. They had to reduce their spending in order to save money which would be used to Read More

Small business owners are always trying to cut back on spending. Some tasks, like business entertaining, are too important to cut completely. Entertaining is an integral part of any discount. Highlight the fact that you are bringing business contacts to these meals that are likely to need venues f Read More

Establishing a budget for your business is important, whether you are in the start-up phase or you are currently running your company. The biggest reason that businesses fail is that they run out of money. This can mean that they do not have enough revenue coming in, but it can also mean that they Read More

Last week's article focused on some basic considerations for prospective franchisors. In turn, this week's article focuses on considerations for prospective franchisees.

Franchising is unique in its involvement of both courtship and critical evaluation by recruiting franchisors. However, the fra Read More