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he proliferation of cloud computing has changed the way many business owners and employees work. No longer are they tethered to their computers and designated workspaces. Business can be conducted anywhere with internet access, be it your home, an airport, a café or (if you are lucky) on the beac Read More

The 10-k is a mandatory annual filing for all public companies’ and provides a wealth of information about the business, operational and financial information about the entity. Google’s is particularly interesting, as most of us are intimately familiar with at least some of Google’s wide array of Read More

Recurring revenue is important because, to create a valuable, sellable company, you need to demonstrate how the business will continue to thrive once you’re gone. Read More

Debt is often perceived negatively. Debt can be “evil”, “crippling” and an “unforgiving master”( the last one from the Google query “Debt is…”;). It can suggest a lack of sufficient cash flow and an inability to fulfil your funding requirements. It also an indication of increased risk, as if you Read More

Our particular ability to remember … and forget is unique to all of us. Some of us never forget a face while being hopeless with names. Others have trouble with appointments or where we left our keys. I often have trouble finding the right word or forget the entire plot of a movie or book. (N Read More

If you are seriously contemplating purchasing or replacing your accounting software you have undoubtedly heard of QuickBooks. Intuit (the corporate entity behind QuickBooks) has brilliantly extended their reach to the point where the large majority of small businesses use their program in one form Read More

From the Rothschild family to John Jacob Astor to Donald Trump, a great many fortunes have been made in real estate. Conversely, as was evidenced in 2008 with the deflation of the housing bubble, many fortunes have also been spectacularly lost. Fortunes aside, owning real estate is one of the be Read More

As the income tax filing deadline for the year approaches small business owners and their accountants are starting to feel the pressure. Receipts need to located, invoices entered, bank statements reconciled. Accountants’ offices are littered with shoeboxes and accordion folders while tax return Read More

While incorporation has many benefits for small business owners, it does introduce additional complexities that are not faced by registered businesses. Unincorporated business owners are essentially taxed on their net business income, which allows for more time to devote to tax planning and how t Read More

Sam Spade, the hard edged protagonist of The Maltese Falcon, is in some ways the quintessential small business owner. He is a private detective (or dick if you prefer) with an office, a partner, a secretary and a network that would make a social media climber swoon. As a small business owner he Read More