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One of the primary challenges facing a small business owner is uncertainty about the future. (It is also what makes entrepreneurship exciting). We may have an amazing product or service, but we can’t be sure whether this will actually translate into a profitable business model. A budget is an exc Read More

Working from home has many benefits for small business owners, but it also has several drawbacks. It can be isolating, can lead to laziness, a lack of discipline and may not be the most professional environment in which to meet people. And it requires cleaning up (try to get a coffee stain out of Read More

Having Accounts Receivable i.e. amounts owing by customers is both good and bad. It's good because it means that you have sales and customers. It's bad because it is cash that you don't have now, and there is always a possibility that you won't collect. When you offer credit terms to your custom Read More

As evidenced by their most recent quarterly filing, American Apparel's continues to grapple with financial issues. Despite its strong brand recognition (among a host of accolades, they were named "label of the year" by The Guardian in 2008), it's reputation as a trendsetter, and it's provocative a Read More

The contemplation of having your own business can be a very gratifying exercise. It allows you to create an alternate existence (sort of like what you would do if you had a million dollars) where you are your own boss and have a greater purpose than being a cog in a corporate machine. There are Read More

This is incredibly geeky, but there is something about large amounts of data, in a neatly organized table, that I find somewhat exciting . I suppose it has something to do with an affinity for organization combined with a love of numbers. As an accountant and financial consultant, I am constantl Read More

In a recent study by TD Bank Financial Group it was determined that one of the primary challenges facing small business was cash flow (The other two were managing clients and government red tape). This probably comes as no surprise to most small business owners, especially in the early stages. Th Read More

Last week while attending BlogWorld I noticed a recurring discussion pertaining to increasing blog readership.  These discussions were part of the session Read More

Having a home based business has many advantages - there's no soul sucking commute to and from work, waking up hours are flexible and it allows us to work when we are at our most productive or creative. Also, it is tax deductible. It can, however, also present a unique set of challenges. Given Read More

As someone who has been wanting to see “The Social Network”, I was sceptical that it was going to be able to live up to it’s 97% rating on Rotten Tomatoes – the bar seemed way too high. Also, I wasn't convinced that Aaron Sorkin, with his rapid fire, wisecracky, yet somewhat unrealistic dialogue, Read More