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The economy and market is the same for everyone. How you Brand yourself in that market is up to you! Read More

I'm not talking about the price. I don't want to know the premium you pay. I want to know the COST to you, your family, or your business if the worst were to happen. What is the Cost of your insurance? Read More

According to the National Council of Compensation Insurance (www.ncci.com) claims involving obesity have a markedly higher indemity and medical costs. Read More

The insurance that may have been adequate for you as a young adult is most likely not going to be sufficient to meet your needs as mature adult. Read More

Twitter is an interesting monster. Everyone focuses on the 140 characters. I can't tell you how many times I've heard, My life doesn't fit in 140 characters. Read More

For the Food Service Industry,(including restaurants, caterers, wholesalers, retailers), liquor liability is not an optional endorsement. Read More

I really love teaching this class because I get to discuss insurance with consumers in a format where I'm not selling anything. The conversation ends up being very honest and direct because the attendees are not worried about showing their hand to the evil salesman. Read More

Out of state move or not, most insurance companies require that you make material changes, like informing them of a new car or updating your address, within 30 days. Failure to do so could result in denial of a claim. Read More

Did you know that insurance carriers discontinue coverage on a home if it becomes unoccupied for over 30 days and no new residents have moved in? Read More

Though are government keeps printing more and more money it my belief that less and less of those de-valued dollars are going to make it into the hands of organizations that are trying to make a difference. Read More