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Tragedy can strike leaving you injured and broke. Personal disability insurance can help offset healthcare costs. Read More

If your business wants to offer a billion dollar sweepstakes to attract customers, you better know the right way to manage it. Read More

Credit bureaus can perform more than 2,000 checks on a borrower before giving a small business loan. What does your report say? Read More

Before you start selling things across state lines, it's good to understand how online sales tax laws will affect your business. Read More

These days, small business circles consider ‘credit’ a four-letter word. Almost everyone is hurting for it and almost no one is getting it. Read More

While owning a foreign bank account is not illegal, failing to declare its existence is against the law. With bank secrecy laws crumbling around the world and the IRS pursuing tax evaders aggressively, the odds are far greater that you will be caught sooner rather than later. Read More

Some companies give flat bonuses every year. Other companies say it’s a bonus when it’s actually profit sharing or a cost of living adjustment. Sometimes it is structured around company performance. Here are a few tips for setting up an effective bonus structure. Read More

If you want to cash in on sales and move a lot of product, think about butterflies. Have you ever seen an ugly butterfly? Nope. There is a reason for that, and you can leverage the same concept in your business to boost your bottom line. Read More

Bookkeeping is one of the least popular administrative tasks for small business owners. Instead, outsource the number crunching—pay someone else to do it so you can focus on what’s really important for your business. Read More

Recently, I was asked by Jordan of Pennsylvania: I am preparing to pitch for a bank loan for my business. What sorts of materials and documentation should I prepare before I meet with the loan officer? What questions should I be prepared to answer? Below are answers from some members the Young Ent Read More