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Start Here: Do Student Loans Affect Credit Scores?? YES. Here's 5 Ways College Loans Affect Credit Profiles Read More

Refinancing your existing interest rates on various loans is very important in many cases; especially with credit cards, you can often negotiate for a lower interest rate.

However, other times, refinancing can be a bad idea and get you into more financial hardship.

As the chart below shows, m Read More

According to a recent Moody’s report, student debt in America has risen by around 53% in the past seven years.

This rapid exponential increase has pushed the student loan debt in the United States to just over $1 trillion.

This figure, researchers say, will likely grow even more. Read More

It’s a payment agreement between you and your creditors, to pay off your debt in smaller installments.

They are typically used by someone when they are swamped in debt, and cannot afford the payments anymore.

The debt agreement can be made with your creditors by yourself, or through a license Read More

What would you do with $1,000?

This is a realistic question for many people who have recently reformulated their budgets, benefited from a savings plan, or received a raise.

But, what do you do next?

There are so many easy ways through which you can invest 1,000 dollars and reap profits.
Read More

If you look at the ten richest counties in America, you will see that six of them are centered around Washington, D.C.

However, Washington D.C. itself features a large problem when it comes to the availability, or lack thereof, of grants that young graduates can use.

It also has a problem per Read More

There are some benefits to owning a credit card, but it is important that you are careful, and you use your card responsibly.

There are certain circumstances where you should put your card away and look at other alternatives. Read More

In comparison to studying on your home turf, getting qualifications from a foreign country can dramatically increase your prospects to future employers – and not to mention the benefits for your self-growth:

Experiencing a different culture for yourself will open your eyes more than any book or Read More

Budgeting might seem like a difficult task at first.

Budgeting may be especially daunting for individuals who have no experience with scheduled savings.

But, there are many simple ways to implement an effective budget in your life.

Do You Know About The 50/20/30 Rule?

For those new to t Read More

Attending college costs more than just the price of tuition.

On top of administrative fees, course books, and housing, students may want to partake in the campus life and entertainment.

School supplies can also add up, depending on what is needed for your specific program.

While it may be Read More