In the western world, the 20’s of many consist of much of the same thing – partying, spending lavish cash on keeping up with trends, lots of social media time, and not being clear of what you want to do with your life.

Such is the way of many young millennial’s today. Due to the abundance of social media, and the instant gratification of finding information on the internet about almost any topic, we have become used to a lifestyle of getting things quickly, without putting in the hard work. Add to the fact that nearly anybody today can go out and get a loan or credit card, it makes it almost too easy to get into debt, and without knowing it, self sabotaging ourselves from any long term success or starting off on the right foot.





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