BizSugar.com › Technology › Small Business Owners Can Now Use Their Smartphones as Virtual ATM Cards

Convenience and security are two big reasons banks believe consumers will embrace cardless ATM access. Indeed, 2017 is shaping up to be the year cardless ATMs catch on. Since March, when Wells Fargo debuted app-based authentication at all of its 13,000 ATMs in the United States, customers like Hickman have carried out more than 1 million cardless transactions.