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A Harvard Business School study shows that nearly half of all small business owners finance their businesses via commercial bank loans. More than a quarter of small business owners (about 38%, in fact) finance their businesses with regional or community bank loans. Read More

Real estate investment used to be very complex and required significant money to invest. The newer investment vehicles allow anyone to invest in real estate with little money. Read More

The International Franchise Association (IFA) has applauded rolling back the Obama-era joint employer standard that determined individual franchisees, many small business owners, could be considered “joint employers” with larger corporations.
The response came after the U.S. Department of Labor (D Read More

If you've read anything about when is the best time to increase your SaaS prices, it usually goes off of some simple calculation and the result is a great outcome. I say, not so fast. There's far more to it and running with a simple calculation can have disastrous effects. Read More

If you are starting up your own business, here are a few financial questions that you will need to ask yourself first to ensure your business growth. Read More

The other day I was at the grocery store and I noticed a woman scanning items with her smartphone. As a user of moneymaking smartphone apps, I decided to ask her which one she was using. She told me that she was shopping for Shipt which is a smartphone app/platform that lets users make money by gro Read More

Your credit score opens a door to many opportunities. New business owners struggle to keep the score high, but these tips can help you improve the score. Read More

EBITDA Margin and Adjusted EBITDA Margin are similar measurements used by business owners and others who value businesses for sale. Let’s break down the two terms to help your understand which measurement of profit and cash flow are most relevant for your business. Read More

Debt service coverage ratio (a mouthful we and others abbreviate as DSCR) is an important metric for small business owners who have borrowed or plan to borrow money. We’ll walk you through why lenders care about DSCR, how to calculate it for small businesses, and what the ratio means for your abili Read More