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The “3 to 6 test” is simple. Set aside 3-to-6 months' fixed costs as a cash cushion for your business. The “3 to 6 test” is a rule of thumb. If you have that amount set aside, it can liberate you as the business owner. It can be the catalyst for growth. Read More

It takes an inspired vision for an entrepreneur to start a business. To materialize the vision, the entrepreneur should have the finest strategy to find the correct business financing. When we speak of business loan, this has some negative connotations from the business owners as it represents liability and financial responsibility. However, if the Read More

Bootstrapping is often associated with pain and sacrifice. You need to compromise a lot of things to bootstrap your business. We should put in our mind that bootstrapping is not always pain and sacrifices. It is indeed difficult to start a business from the scratch. You will really need to shell out money for your initial expenses to get your busin Read More

Small business franchise opportunities don't need to be expensive and here are some in a variety of opportunities from Work.com. Matt Alderton, a guide at the community, explains opportunities all for less than $50,000 including industries ranging from financial management to food services. A word of caution: be sure the opportunities are good on Read More

Starting your own business is a lot of work, but your business plan doesn't have to be. Use these Top Ten Tips as a free business plan template for your new business. Just answer these 10 questions and you'll have compiled the critical business information you need in a new business plan for your startup. Read More

Some entrepreneur treated Bootstrapping as an alternative, while others take it as a necessity. Whatever is the reason why an entrepreneur landed on bootstrapping, there are always benefits encrypted when you bootstrap a business. Read More

Yesterday, the Bank of England vote unanimously to leave the size of its asset purchase plan unchanged at 175 billion pounds and voted to leave interest rates unchanged at 0.5%. This is seemingly good news for the Pound in the near-term, as the currency markets are reflecting this morning with the British pound up vs. other currencies. But what is Read More

Being a candidate for a business loan may somehow drive you desperately. If you are into applying loans, you can think and do everything just to please your financial lending institution. One of the most effective ways to persuade your lender is to present valid and credible collateral. Through this, you can ensure your lender that you are capable Read More

If you pay yourself a salary or bonus each year from your corporation, you generally don't have to worry about whether the amount you pay yourself is "reasonable" in order for the corporation to deduct that salary or bonus from its corporate taxable income. Read More