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Bill.com works with the major accounting packages like QuickBooks, Sage Peachtree, Intacct, NetSuite and more! With Bill.com, businesses automate bill payment and customer invoicing, keeping their accounting system in sync and using existing accounts. Read More

There's been a lot of media hype about Square but it’s always interesting to hear from merchants directly. Bottom line, if you accept very few transactions and only occasionally need card acceptance, Square may work for you. But by comparison, if your needs are more robust, I do recommend you consi Read More

Visa is making a strategic investment in Square, a mobile payments start. Square's card readers plug into the iPhone jack for swiping cards and have been criticized for lacking encryption security. Perhaps with Visa's involvement they will address this issue. In any case, one thing seem certain, Vi Read More

At issue is the ability for criminals to use unencrypted card readers to steal full mag-stripe data which can then be use to make fraudulent purchases. Fraudulent card use is a problem for all merchants (and in particular card not present e-commerce merchants) who shoulder the losses. Read More

Vantage has been following the merchant Interchange rate debate and commenting along the way here on the Vantage ViewPoint blog. And that viewpoint is from the perspective of the challenges our clients, small business owners and entrepreneurs face. Read More

Read more on the concept of Interchange pass-through and why it is important. We also hope that our message of reading the fine print and only signing a month-to-month agreement is also adopted. If all merchants did this it would change the merchant services industry for the better. Read More

According to a BankInfoSecurity.com post, the number of banks on the Federal Deposit Insurance Corp.'s "Problem List" totaled 884. If these institutions are already hurting, will any survive the Feds plan to cap debit Interchange fees? Read More

In a recent post Google Takes a Bite of the Apple a comparison is made between the payment system subscription pricing model of Apple iTunes at a 30% fee and Google’s announcement of its One Pass at a 10% fee on the Android platform. The difference in the fee structure is attributed to the built in Read More

What is PCI?
Specifically, the Payment Card Industry Data Security Standard (PCI DSS) prohibits the storage of the full contents of any magnetic-stripe, CVV2 or PIN data. Storage of this type of data is in violation of (PCI DSS) and the card company operating regulations. It also provides securi Read More

Stories like Congress May Slow ‘Swipe’ Cap Amid Regulator Concerns and Debit card fee limits hit a snag reported on yesterday's hearings where Congress and financial regulators discussed delaying or revising debit card price cap rules as suggested by The Federal Reserve to comply with the Durbin am Read More