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Nice article from Financial Times in London about growing non-bank business trend. Focuses on UK, but the US is seeing the same thing.... Read More

Excellent PBS report on the disruption to small business after the failure of local banks. This has been, alas, a common scenario in the past few years, but let’s hope with the signs of economic recovery evident, this will become much rarer over the next few years…. Read More

In this blog post the author shares a couple of conversations with business bankers that focus on serving small businesses. These bankers illustrate the difficulty you run into obtaining business loans for financing your start-up. Read More

Obtaining business finance is hard enough, without having the additional burden of bad credit.
Many business people have bad credit from previous unsuccessful ventures.
We look at the options and suggest a few ways such an entrepreneur could still get the funding for his or her venture. Read More

If you follow me at all, you know that I am a huge proponent of bootstrapping your business if at all possible. While raising outside investment from a venture capitalist or an angel may be the glitziest way to go, it’s not right for the vast majority of businesses. Read More

Here is an interesting yet entertaining video that discusses the need for start-ups to focus on moving from "pre-revenue" to "revenue-producing", even in small amounts, to prove proof of concept. Additional insights included. Read More

Banks and other lenders all have their own methods of reaching a business loan decision. However they all use a version of the so-called 5 C’s of credit: Capacity, Capital, Conditions, Collateral and Character.

We look at each in turn.... Read More