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As Warren Buffett succinctly observed, anything multiplied by zero is zero. Put differently, when the value of the asset drops below the value of the debt used to buy it, poof. Read More
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As someone who spent a lot of time as a Financial Planner after the Tech Bubble in the late 90's, it is not easy to say you have to love Tech stocks. Why? Because, the Tech market of the late 90's became the poster child of what not to do when investing. It became a cliché for anyone who taught people how to diversify and be a balanced investor. Read More
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We like to work on the parts of our business that are fun to us. Even the prospect of, "I have to do this to get paid" isn't usually enough to keep us from putting off our invoicing. Does this make us bad business people? No. It's normal. Read More
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Ray Toombs owns a very successful franchise in Northeast Ohio. Part of his success comes from his military experiences... Read More
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In a previous article, I outlined the basics of budgeting. Hopefully, if you hadn't had a budget set already, you sat down and took care of organizing a budget for your household. Why is this important. Read More
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If you invest in a franchise, you will get lots of great things... Read More
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Why do some businesses prosper, whle others fall? Why are some countries richer than others? While there are a variety of explanations depending on the situation, the core answer is efficiency. Read More
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Following is a recap of the #smbiz Twitter chat on small business finances with expert panelists @yourowncfo @qbguy: @smbiz Q1 How much time should a small business spend focused on finance bookkeeping? #smbiz @stephaniethum Q1 Perhaps the answer depends on the size of the #smbiz. I am small but I do something in that realm every day to keep Read More
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How important do you consider your cash flow? Many small businesses focus the majority of their attention on sales but cash flow is king. Read More
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Well the numbers are in and it looks like home foreclosures are up a whopping 15% in the first half of 2009, affecting more than 1.5 million households. This problem does not appear to be getting any better as unemployment is nearing 10% and could go even higher, if you believe like me that government forecasts are about as accurate as throwing da Read More
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