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I have to admit last week, I was little skeptical about this stock market. I was thinking that when the un-employment numbers came out (next week) tomorrow we could see a big sell off in stocks. The stock market has been off the charts lately, and everyone is trying to figure out whether or not they are under invested in it. Read More

Cash for Clunkers. Universal Healthcare. Social Security. Medicare. Medicaid. The list goes on and on. Meanwhile, the economy in the US is shrinking almost twice as fast as had been previously estimated. Read More

A couple of months ago I wrote an article asking is the “Government doing too much?” There is no doubt about it, as historic action was needed in the past year, but when does it become too much? The “cash for clunkers” program has been a success, but never the less somebody is going to have to pay for it. Read More

The oil inventory numbers came out yesterday and there was an increase of roughly 5 million barrels, 1 million more than the American Petroleum Institute's (API) estimates. Consequently, the price plunged nearly 6% in its largest drop in nearly 3 months. But is this the whole story? Read More

When Warren Buffett speaks, people listen However, when he is misinterpreted or taken out of context his words carry so much weight that they can have a large negative effect. Read More

Aaahh the Spend It part of the budget. I personally love this part, and who doesn't? To be able to buy those luxury or "big ticket" items, you first need to go through the Save It stage. Read More

In the midst of earnings season, the market is responding in typical fashion. In one of my previous articles from earlier this month, I talked about some of the things the market needed to see from earnings season in order to stabilize and move higher. Well, we're seeing them. Now what? Read More

What do we have today? Interest rates that got lowered quickly and have hit bottom at a “range between 0% and 0.25%”, essentially zero percent. Think this is going to end any differently than producing another painful bubble that will pop? Of course not. Read More

As someone who spent a lot of time as a Financial Planner after the Tech Bubble in the late 90's, it is not easy to say you have to love Tech stocks. Why? Because, the Tech market of the late 90's became the poster child of what not to do when investing. It became a cliché for anyone who taught people how to diversify and be a balanced investor. Read More

In a previous article, I outlined the basics of budgeting. Hopefully, if you hadn't had a budget set already, you sat down and took care of organizing a budget for your household. Why is this important. Read More