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Well the numbers are in and it looks like home foreclosures are up a whopping 15% in the first half of 2009, affecting more than 1.5 million households. This problem does not appear to be getting any better as unemployment is nearing 10% and could go even higher, if you believe like me that government forecasts are about as accurate as throwing da Read More

Even though the pound (GBP) has been stuck in a range bound pattern for a month and a half now, things are about to change. Read More

While budgeting is one of the first steps in the Financial Planning process, it is one of the hardest as it is so personal. It is also continually changing as our lives evolve and something even we “financial professionals” often struggle with in our own personal lives. Read More

Let's face it: gold is very pretty. It makes for great eye-candy when dangling from some starlet's neck, usually holding some other equally beautiful gem or precious stone. But what's it really worth? Read More

The State of California's economic problems continue to mount as Fitch downgraded their rating on their bonds earlier this week, and one can't help but to think is this the fate of the US on a national level? Read More

Some things never cease to amaze me. Just when you thought we were about to settle in to a lazy summer of sideways markets, some fools just can't help themselves to be quiet. I am talking about politicians. And government officials. When are they going to learn that the markets are hyper-sensitive to not only what they do, but what they SAY? Read More

According to a 2004 study published in The Journal of Finance, 20% of your after-tax investment earnings can be lost if funds are placed in the wrong type of account. WOW! This problem, once understood, can be easily avoided. Read More

In order to see if this market has legs and can continue, we must first take look at what has been causing it to rise in the first place. Quite frankly, the only things causing this market to move up are the hope and prayer that second quarter earnings aren't going to be absolutely atrocious! Read More

There are many dynamics working against the dollar and for the Canadian dollar. I don't claim that these are the ONLY reasons but I do believe that they are very important dynamics that are all collectively working at the same time to bring down the USD/CAD currency pair. Read More

I agree with the fact that some of the rules and regulations within the financial services industry need to be changed, but in the case of the Madoff scandal was it the rules? Absolutely not! This is a clear cut example of how the problems in the financial services industry cannot be solved with a million new rules, because the problem is with att Read More