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A real estate clause for a property I was investigating gave me sticker shock. I could easily calculate and understand the present value of a stream of loan payments for purchased space, and its comparison to monthly rental amounts on leased space. What surprised me was that the add-on charges alon Read More

Getting funding can be tough, whether you're pursuing investors, a bank loan, or bootstrapping via family and friends. But there is a silver bullet that will lead you to the cash you need to fund your business — paying customers. Read More

My daughter got me connected with Kiva a year or two ago. I continue to participate because I think their concept of how charitable donations should work is outstanding. It’s not a handout, it’s a loan; a micro-loan of $1,000 or so backed by individuals like me in $25 chunks. We make the loan ex Read More

If you haven’t been fortunate to secure a small business loan or credit line from the larger financial institutions, don’t expect the odds to be in your favor. Bad news? Yes, I know,… but take heart.

There’s more than one way to obtain small business financing, and you can discover it in this ar Read More

I have been a saver from my childhood. My parents had just joined their jobs and they had to spend a huge amount of sum in building our house. They didn't have enough money and they had to take a huge loan from a bank. They had to reduce their spending in order to save money which would be used to Read More