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There is a myth floating about, creating quite a stir among credit unions. Many credit unions are under the assumption that in order for a member to be installed, they must have a signature card on file. Failure to do so prevents the individual from becoming a full-fledged member. However, this is Read More

As dry subjects go, there aren’t many topics more arid than regulatory compliance. It’s virtually the Mojave Desert of subject matter. Just like a real desert, though, it isn’t wise to try to navigate the compliance landscape without knowing what you’re doing or where you’re going. Read More

Hi!! We are back with another #HumanitarianHighlight! Watching love grow one community at a time, is what we love to see! If you know of a credit union or are part of one that has gone above and beyond in helping, please let us know by tagging #HumanitarianHighlight or simply contact us on any of o Read More

As a credit union, your time is precious as you deal with things like changing regulations, member experience, and maintaining a positive presence in the community. If you add forms to that list, things can start to get tricky. Read More

Have you heard the news? According to the latest Federal Reserve report, credit unions passed banks by securing more loans for credit cards and automobiles. Read More

It is safe to say that members are the driving force behind what helps a credit union thrive. It goes back to why they started in the first place: serving the underserved, or a specific group of people. With that being said, credit unions go above and beyond in the efforts of drawing in potential m Read More

ITIN lending represents a solid marketing demographic for credit unions. Is your credit union taking full advantage of it? If not, you should be. Here’s why. Read More

In a recent article, Oak Tree's CEO discusses the fundamentals of risk-based lending. The best way to know how to steer away from this tricky topic, is to follow these steps accordingly. Another topic needing to be discussed is the difference between Compliance and the Letter of Law. Read More

#SunsOutLoansOut! It’s time to make some sunny day dreams come true for your members! Read More

Risk-based lending for credit unions can be tricky. After all, credit scores exist for a reason and assessing someone’s loan worthiness based on that score is common practice. Staying in compliance when doing risk-based lending requires following both the Equal Credit Opportunity Act and section 10 Read More