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My daughter got me connected with Kiva a year or two ago. I continue to participate because I think their concept of how charitable donations should work is outstanding. It’s not a handout, it’s a loan; a micro-loan of $1,000 or so backed by individuals like me in $25 chunks. We make the loan ex Read More

If you haven’t been fortunate to secure a small business loan or credit line from the larger financial institutions, don’t expect the odds to be in your favor. Bad news? Yes, I know,… but take heart.

There’s more than one way to obtain small business financing, and you can discover it in this ar Read More

I have been a saver from my childhood. My parents had just joined their jobs and they had to spend a huge amount of sum in building our house. They didn't have enough money and they had to take a huge loan from a bank. They had to reduce their spending in order to save money which would be used to Read More

If you’ve been thinking about applying for a bank loan but feared that, in the current climate, you’d get turned down, you might reconsider. The reason: At long last, lending seems to be on the rise. That said, getting a loan or line of credit still is challenging. Read More

Is your small business facing foreclosure on a commercial property? Many entrepreneurs have found themselves in this boat recently as refinancing became more difficult in the recession. And because commercial mortgages typically come due in just five years, many analysts have warned that the countr Read More

Frank Capra's inventive 1946 classic It's a Wonderful Life describes the life – and absence – of George Bailey, a resident of little Bedford Falls who discovers what the world would be like had he never lived. Among the many instructive incidents of George's life, the run on the Bailey Savings and Read More

By Maria Valdez Haubrich Is your business looking for growth capital in a tight economy? A Small Business Administration (SBA) guaranteed loan could be the answer to your problems. The SBA doesn’t directly make loans to small companies, but it guarantees a certain percentage of a loan that is made Read More