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The bottom line is that U.S. banks are impeding growth for many companies by over-culling the pool of potential buyers and users. They stubbornly stick to bad business models in the name of tradition and are oh-so-ripe for disruption. This is both good and bad news for other businesses. Read More

A guide to help small businesses understand cloud integration because that can be a bit tricky -- especially when the buzz words are so ill-defined. Read More

Collecting all the data you can find and think to pursue is a waste of time, money and effort. Here's why... Read More

The debate on small data vs big data is a waste of time. You need both to make your company profitable. Here's why. Read More

Confusion on when and where to start using big data or proceed to the next level quickly becomes overwhelming and paralysis sets in. Here are 6 ways to overcome that paralysis. Read More

A new FTC recommends specific legislation to Congress to protect consumer privacy. If you buy, lease, or store data on customers, you'll want to watch closely for developments on this front. Read More

You may run into trouble with your business partners and suppliers who are developing this new and bad attitude. Watch out for it. And be careful not to fall into this trap yourself when dealing with your customers. Read More

Car manufacturers are pushing for laws to protect consumer privacy. But this move isn't necessarily for the public good -- it's more likely about protecting car companies from potential legal liability for everything from drunk drivers to terrorist activities. Is your company also at risk? Read More

Can't get a loan for your SMB or startup from a bank? You don't need no stinking bank -- or good credit scores either. Here are your brand new options in getting a loan sans traditional banking hassles. Read More

PayPal has launched PayPal Working Capital, a credit offering that merchants can apply for based on their PayPal transaction history instead of their credit history. Beyond that complete sidestep of the traditional, credit bureaus are borrowing terms that are highly competitive with traditional len Read More