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As the economy still lacks stability, small business firms continue to fail to meet their debt obligations. This is driving growth in the commercial debt sector as more and more accounts are being turned over to business debt collection agencies. Read More

Ask people what “Financial Freedom” term means to them and you’ll get many different answers. Yet, this ideal of achieving financial freedom sometimes becomes elusive to some self-employed people as we get into the realities of their daily work. Read More

Whether you’re a freelancer, an independent professional or a small business owner, one of the most important financial decisions you will face is how to price your offering (product or service). How do you pick the model(s) that will work best for your business and financial goals? Read More

For a large number of self-employed people, their venture / business IS their retirement plan. A good deal of the wealth that they create tends to get re-invested into the business to keep it going and growing. Here's a gem of a book for self-employed people, particularly small business owners. Read More

Are you sometimes confused about the differences between an entrepreneur and a small business owner? An entrepreneur and a freelancer? How about a freelancer and an independent professional?

Let’s try to get clear on the current definitions for these different self-employed identities. Read More

When you’re first starting out solo and bootstrapping, there is practically no separation between your personal finances and your venture finances. These 5 pre-startup steps will help you ensure financial security as you go through your difficult initial phase. Read More

A set of online and offline information resources that can help uncover options and opportunities for self-employment in one's chosen sector / field. By no means is this exhaustive or comprehensive, but it is a good start. Read More

More than 50% of new ventures fail by Year 5*. Of the 14 specific pitfalls cited, 9 are related directly to money management. Read on..... Read More

Economic pay-out is a key goal for self-employment. Beyond this, there are some essential and existential personal drivers that dictate, to a deeper degree, how trade-offs, choices and decisions are made. They determine the level of effort we are willing to apply and the eventual success we attain. Read More