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With time homes that are exposed to this type of weather begin to show serious signs of wear and tear. If address immediately these signs of wear usually fixable and cause minimal damage. However, if not addressed these small concerns can turn into nightmare losses. Read More

The series, called Manage Your Risk in a Minute, will be approximately one minute long videos which include thoughts and ideas on keeping your family, your business, and yourself safe from risks we sometimes overlook or procrastinate on. Read More

No two businesses are the same which means that no two clients are the same which means that no two insurance programs should be the same. Read More

Instead bringing up the weather or latest article in the Albany Business Review to break the silence, a fairly pragmatic accountant I've known for about a year looks at me and says, What motivates you to get up and write insurance everyday Read More

It's Getting to be that time of year again when the eyes of private business people shift to the cost of providing Health Insurance for employees Read More

The problem, as I see it, is NOT in you, but rather in the perpetuation of Insurance as a Commodity constantly broadcast at you by direct writers Read More

I was just at the smAlbany (get it, Albany is Small, smAlbany) Business Expo in glorious Albany, NY. This is the 5th smAlbany Business Expo that has been held by Liberteks.com, a local Computer and IT Firm Read More

If you've every been involved at any level with a not-for-profit organization than you are fully aware that Volunteers are the lifeblood of every charitable endeavor Read More

The New York State Department of Insurance is cracking down on a practice they consider very common among companies in New York, specifically contractors, known as Employee Misclassification Read More

Does your organization carry any of these programs? Sure it does. Does your organization carry all these programs? There's a very good chance. Does your organization have Employee Benefits Liability? You Have No Idea Read More