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As an Albany / Capital Region local insurance agent licensed to write business only in New York State, having relationships spread throughout the entire country and world does little monetary good. Read More

A low replacement value can mean reimbursement on an Actual Cash Value basis (Think depreciation and penalties) which ultimately means you as the homeowner are REALLY PISSED OFF if there is a loss! Read More

For the families they serve Independent Insurance Agents are just as crucial to the families' success as an Accountant, Lawyer, or Financial Advisor. Read More

Professionals are unsure about whether or not taking time out of their day to engage in Social Media is a good idea. There are so many questions with out definitive answers that even a mildly conservative person gets nervous Read More

I think you should carry more insurance coverage than your used to because I've seen the look on a person's face when they learn difference between Replacement Cost and Actual Cash Value the hard way. Read More

Youth Accident Coverage is designed to relieve the financial and emotional pressure associated with an injury to a child. Read More

The reason 2010 was an amazing year is very simple, in both my personal and professional life (which when you work in a family owned insurance agency are essentially the same thing) I dedicated myself to building meaningful relationships with as many people as I could and learning something new eve Read More

The point of this post is to say Thank You. Thank you for reading and participating in the Albany Insurance Professional. I have been able to connect and communicate with many of you reading this article and I want you to know how much I have appreciated all the new relationships I've formed this Read More

I decided to add this page because I LOVE motivation business quotes. Doing my job well is a passion. Building quality relationships with my clients (business partners) and blowing their customer service expectations away is something I wake up looking forward to ALMOST everyday. Read More

The idea that insurance is in anyway a commodity is offensive to me. If you don't believe me, check out My Motivation. The misconception that insurance is a commodity stems from gross ignorance that all insurance policies are the same. Subsequently all that matters is the price of the insurance Read More